Cheung and her husband were more than HK$100,000 in debt when they first settled into a transitional home run by a social enterprise. Three years later, they have saved double that amount, repaid the debt and are now earning enough to rent a new place.“In the three years there, [my husband] made fewer impulsive purchases, became more responsible to the family and learned how to save money. Now we’re able to rent a two-bedroom flat while we wait for public housing. It’s good for our children,”…
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