Chinese fintech giant Ant Group unveiled a joint venture in Russia last year to build an online payments service with a local e-commerce, social networking and gaming conglomerate. The move prompted Russian banks to revamp the way they connect with younger clients, amid fears they could lose a generation of customers to digital ecosystems.Ant, the operator of payments platform Alipay, has already upended financial services in China, the world’s second-largest economy. Now it is on the cusp of…


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